Privacy Policy

This policy explains how Mortgage Payment App handles information when you use our website or ask us to email a report. We do not sell personal information.

Information you give us

You can use the calculator without giving us your name or email address. Calculations run in your browser. If you request an emailed report, you submit your name, email address, purchase price, and the report containing your entered scenario. We store a record of your request and the report so we can deliver it, provide the report link, and prevent misuse of report delivery. The site owner receives a notice of the request to support that delivery.

We use information you submit only to send or fulfill what you asked for, including responding to messages and privacy requests. We do not use report requests to subscribe you to marketing emails or share your contact details with advertisers.

Cookies and website activity

Our hosting service may process technical information, such as your IP address, browser, and request logs, to operate and protect the website. Google Analytics uses cookies and similar technology to measure visits and interactions, such as pages viewed, calculator actions, device and browser information, and approximate location. This helps us understand how the site is used.

You can block or delete cookies in your browser settings. Some website functions may be affected. You can also use the Google Analytics opt-out browser add-on. This website does not currently change its analytics behavior in response to browser Do Not Track signals; use these cookie or opt-out controls instead.

Service providers

These providers process data on our behalf to provide their services, under their own privacy policies and applicable service terms:

Lovable — website hosting and Lovable Cloud. Provides hosting, report storage, and report email delivery. Read Lovable’s Privacy Policy.
Google Analytics — website analytics. Helps measure website visits and interactions. Read Google’s Privacy Policy and Google Analytics privacy information.

Links and advertisements, including ADU Certified and GO Inspect, lead to independent websites. Visiting them is optional. Any information you give those businesses is covered by their policies, not this one.

Storage and deletion requests

Report requests and files are kept to fulfill and support your request and prevent abuse; a report link expiring does not automatically delete the stored file. We do not promise a fixed automatic deletion period.

To request access, a correction, or deletion, email EZHousePayment@gmail.com from the address you used for your report and tell us what you want removed. If you cannot use that address, contact us so we can verify your request another way. Please do not send sensitive identity documents unless we specifically explain why they are needed.

We will review your request, verify that it is yours, and respond within any applicable legal deadline. We will delete information where required, subject to legal or security-related exceptions, and explain any information we must retain. Provider logs and backups may follow those providers’ retention practices.

California privacy rights (CalOPPA and CCPA)

California visitors can use the calculator without submitting identifying contact information. This policy describes the information we collect, the providers that receive it, how to request changes, and our Do Not Track practices for purposes of the California Online Privacy Protection Act (CalOPPA).

Where the California Consumer Privacy Act (CCPA), as amended by the CPRA, applies, eligible California residents may request:

Information about the categories and specific personal information collected, its sources, purposes, and recipients.
Access to or a copy of their personal information, deletion, and correction of inaccurate information.
Opting out of sale or sharing for cross-context behavioral advertising, and limiting certain uses of sensitive personal information where applicable.
Equal treatment without discrimination for exercising these rights.

We do not sell personal information or share submitted report contact details for cross-context behavioral advertising. You can send a rights request to the contact email below. An authorized agent may contact us on your behalf; we may ask for proof of authorization and identity verification. Whether all CCPA rights apply depends on the law’s coverage and exceptions.

Children, changes, and contact

The site is not directed to children under 13, and we do not knowingly collect their personal information. Contact us if you believe a child submitted information so we can review and remove it.

We will post policy changes on this page and provide additional notice where required by law. Questions or privacy requests: EZHousePayment@gmail.com.